Swift Payments Partners with Hedera HBAR

Conan Doyle • March 3, 2025

SWIFT, which stands for Society for Worldwide Interbank Financial Telecommunication, plays a pivotal role in the global financial ecosystem, enabling institutions to conduct cross-border payments and manage transactions smoothly.


Hedera Hashgraph, on the other hand, represents a next-generation blockchain technology that offers a decentralized public network designed to provide fast, fair, and secure digital transactions.


The partnership between SWIFT and Hedera blockchain technology heralds a new era of financial innovation aimed at enhancing cross-border payment efficiencies. By leveraging Hedera's advanced technology, SWIFT aims to explore more robust, secure, and high-speed solutions for international financial transactions, benefiting financial institutions and their customers worldwide.


The Strategic Importance Of The Partnership


By aligning with Hedera, SWIFT, the global leader in secure financial messaging services, is positioning itself at the forefront of emerging technologies that are redefining the banking and financial landscapes. Hedera’s blockchain technology offers unparalleled security, speed, and efficiency, which are crucial in handling the massive volume of transactions SWIFT processes daily.


This collaboration is likely to enhance the robustness and reliability of SWIFT's services by leveraging Hedera's highly secure and tamper-proof distributed ledger technology, drastically reducing the risk of fraud and cyberattacks.


By integrating these innovative solutions, SWIFT can meet the increasing demands of its global customer base, ensure compliance with evolving regulatory requirements, and maintain its competitive edge in the digital economy. This partnership underscores a mutual commitment to innovation, security, and the future of financial transactions.


How Swift Payments Intends To Integrate Hedera’S Technology


Swift Payments intends to integrate Hedera’s blockchain technology to enhance the efficiency, speed, and security of its global payment processing and settlement operations.

At the core of this integration is the utilization of Hedera’s distributed ledger technology, which is known for its high throughput and low latency. Swift is looking to leverage Hedera’s hashing algorithm to facilitate faster transaction validations and settlements across its network, which spans financial institutions worldwide.


This collaboration aims to address the current limitations in cross-border payments, such as delays and high costs, by providing a more streamlined and transparent system.

Central to Swift’s strategy is the implementation of Hedera’s consensus service to ensure immutability and transparent recording of transactions. This feature will enable financial institutions to access a shared, tamper-proof ledger, thus significantly reducing the risk of fraud and errors. Additionally, with its inherent capacity for handling thousands of transactions per second, Hedera’s platform aligns with Swift’s need for scalability to support the vast number of transactions processed daily.


The integration will also focus on improving compliance with regulatory standards by utilizing the traceability offered by distributed ledger technology.


This can assist in anti-money laundering efforts and ensure that all transactions are conducted within a secure framework. Through these steps, Swift aims to modernize its infrastructure and maintain its position as a leader in the financial payments arena.


Expert Opinions On The Swift-Hedera Collaboration


The collaboration between Swift, the financial messaging giant, and Hedera, a leading blockchain platform, has captured the attention of experts across the financial and technological sectors.


This could address ongoing concerns over fraud and compliance in international transactions, potentially setting new standards in financial accountability.

On the other hand, some experts caution about the integration challenges that might arise from merging traditional financial systems with newer blockchain models. They emphasize the need for robust regulatory frameworks to ensure that such collaborations comply with international financial regulations. Despite these challenges, the consensus remains optimistic.


Future Prospects And Implications For Global Transactions


As Swift, a dominant incumbent in the financial messaging network, integrates with Hedera’s advanced distributed ledger technology, we anticipate a future where transactions can be executed with enhanced speed, security, and cost-efficiency.


By leveraging Hedera’s technological infrastructure, Swift can facilitate seamless integration of digital currencies and tokenized assets into mainstream financial operations, fostering innovation in financial products and services.


This move could democratize access to global markets, allowing smaller enterprises and emerging economies to participate more actively and competitively in international trade.


Additionally, the increased efficiency and transparency inherent in blockchain technology could enhance regulatory compliance and oversight, building trust among users and regulatory bodies alike.

Zelle p2p payment processor to allow global crypto stablecoin payments

By staff writer • November 2, 2025
In a move that could reshape the $800 billion remittance market, Zelle, America's dominant peer-to-peer payments app, has signaled its intent to go international. On October 24, 2025, announced an initiative to extend the network's "trust, speed, and convenience" beyond U.S. borders using stablecoins. This isn't a full rollout yet, but the groundwork leverages Zelle's massive domestic footprint and newfound regulatory tailwinds. Here's the data-driven breakdown of what's confirmed, what's implied, and what's next... The $1 Trillion Domestic Powerhouse Zelle Stepping in to Stable Coins Zelle isn't starting from scratch. The network, owned by seven major banks including Bank of America, JPMorgan Chase, and Wells Fargo, already processes staggering volumes entirely within the U.S. Key 2024 Zelle metrics: $1 trillion in total payments processed—a 27% year-over-year increase. 3.6 billion transactions, up 25%. 151 million unique enrolled users, encompassing consumers and small businesses. Market dominance is clear; It handles roughly twice Venmo's daily transactions and maintains a 99.95% fraud-free rate . This scale—reaching 80% of U.S. checking accounts via 2,300+ financial institutions —provides the launchpad for global ambitions. Stablecoins as the Bridge To Zelle EWS's press release frames the expansion as an evolution: "Faster and more reliable cross-border money movement" powered by USD-pegged stablecoins. CEO Cameron Fowler emphasized extending domestic perks internationally, with the service open to all Zelle Network participants on equal footing. Full announcement here via PR Newswire; echoed in Payments Dive coverage. Stablecoins enable instant, 24/7 settlement at fractions of traditional costs, sidestepping correspondent banking's multi-day delays and high fees. Timing aligns with the GENIUS Act , signed into law by President Trump in July 2025. This landmark bill establishes the U.S.'s first federal stablecoin regime: 100% reserves in cash or T-bills. Monthly audits and full BSA/AML compliance . Oversight by Fed, OCC, or state regulators —no SEC/CFTC for compliant issuers. Foreign coins only from comparable jurisdictions. Post-enactment, stablecoin supply jumped 20% , signaling confidence. EWS explicitly credits this "improved clarity" for accelerating their push. Timeline and Mechanics for Zelle Stable COin Mechanics Details remain sparse: Rollout date : No firm timeline, expect "weeks to months" for pilots. Stablecoin specifics : Will EWS issue its own, or partner ? Fees : Domestic Zelle is free; international likely low but unspecified. Industry watchers note consortium challenges, citing past efforts like Fnality's delays. Stay Tuned to the Objective Wire for more.
Eat Cook Joy

Zainab Ghadiyali & Eat Cook Joy: BIG TECH TO FOOD TECH TRAILBLAZER

By staff writer • October 31, 2025
Eat Cook Joy, Austin-based with Houston roots, connects families with private chefs for personalized meal prep, cooking lessons, and plated service, backed by a vault of over 20,000 trusted recipes. Pricing starts at $165 for weekly prep sessions plus groceries and tax, $50 per person for lessons with a four-person minimum, and $100+ per person for plated experiences. The process kicks off with a 10-minute preferences call leading to a trial setup. Full service details available at the official site eatcookjoy.com . FIESTA AUSTIN 2023: FIRST PAYING CUSTOMER ORIGIN A 2023 FIESTA Austin pitch secured Eat Cook Joy's inaugural paying customer, creating a full-circle moment as FIESTA later spotlighted Ghadiyali as a "powerhouse" for resilience and community-driven food connections. Founder story here . In October 2024, Moritz Brandt, a former engineering leader, joined as co-founder and CTO to develop AI features for personalized menus, inventory tracking, budgets, and scheduling, positioning Eat Cook Joy as one of the U.S.'s fastest-growing food tech startups. The Eat Cook Joy LinkedIn company page currently has an average 5 stars. Ghadiyali's current focus AI is enabling the platform grow and expand under a new CEO, allowing Ghadiyali to advance the broader AI accessibility vision.

GALE Project is an Innovative ATX Start Up for Public Safety and Defense

By Jack Wang • October 31, 2025
GALE Project Technologies kicked off in 2016 as a concept and creation lab in New Braunfels, Texas, morphing ideas into prototypes. Fast-forward to 2025: Official launch with patents pending on flagship innovations. Meet the GALE System: Core Stats That Pack a Punch The star? GALE System; an AI-driven, drone-agnostic dock for remote monitoring, early alerts, and Drone-as-First-Responder (DFR) ops. Mounts on utility poles; packs 4K AI cameras, weather sensors, ALERT speakers, and modular BVLOS-ready drone bays. Hard numbers: 3x lower cost vs. legacy setups. 200x faster critical intel delivery. 10x more monitoring for proactive alerts. First multifunctional BVLOS drone dock, open-source for tweaks. Launch eyed for early 2026, NDAA-compliant. Dive into specs here . The Gale System Applications: Earthbound Grit Meets Space Ambition Public Safety: Wildfire spotting, urban patrols real-time eyes without humans on-site. Defense/Security: Border watch, infrastructure guard, 24/7 edge AI fusion. Environmentals: Ag, oceanics, disaster response, multi-sensor data streams. Space Twist: GALEx —GALE's planetary cousin for rover/drone docking on Mars et al., handling ISR in vacuum. Dual-use TAM? $750B+ by 2033 across sectors. Explore Gales' Tech projects here . $250K raised in pre-seed for prototypes/IP. $5M seed targeted Q4 2025 —scaling manufacturing, team growth, DoD/Space Force/DHS deals. $2M+ non-dilutive grants in pipeline (federal/state). See their i nvestor deck here . Jay Kriner at the Helm CEO Jay Kriner : Ex-startup accelerator; keynote speaker pushing "What I invent will save a life." Advisors: FAA vets, DoD ops pros. Early-Stage Rocket with Real Thrust GALE Project? R&D lab wielding 3x cheaper, 200x quicker tech eyeing $750B market share, patents pending, pilots queued, seed primed. From Texas poles to Martian rovers, its imagination engineered. "Creations bound only by imagination, and that's limitless." All-in-one hub: galeproject.com . Stats evolve, refresh for 2026 launches.

AVRO Life with PharmaGABA | The best GABA supplement

By Jack Wang • October 31, 2025
VRO Life debuted in 2024 with a line of four powder drink mixes designed to support stress resilience, mood balance, energy, focus, and sleep. Each serving delivers 120mg of naturally fermented PharmaGABA®, a branded ingredient produced through Lactobacillus hilgardii fermentation rather than chemical synthesis. The lineup includes Calm (with 100mg magnesium bisglycinate for relaxation), Energy (120mg natural caffeine from green coffee for jitter-free alertness), Focus (250mg Cognigrape® grape extract for memory and concentration), and a sleep-oriented variant centered on PharmaGABA recovery. Users mix one scoop into 8-12 ounces of water and consume 30-60 minutes before desired effects. Full product details available at the official site avrolife.com .
Show More


"Trump plans to visit Helene-ravaged Western NC as part of first trips of second term." aol.com, 21. Jan. 2025, https://www.aol.com/trump-plans-visit-helene-ravaged-175144447.html. Accessed 22. Jan 2025.


"President Trump to visit WNC on Friday to assess post-Helene recovery efforts." fox28savannah.com, 21. Jan. 2025, https://fox28savannah.com/news/nation-world/president-donald-trump-visit-western-north-carolina-new-york-post-friday-assess-post-hurricane-helene-recovery-efforts-four-months-later. Accessed 22. Jan 2025.



"Trump to visit western North Carolina in first week back in office." wral.com, 21. Jan. 2025, https://www.wral.com/story/trump-to-visit-western-north-carolina-in-first-week-back-in-office/21819045/. Accessed 22. Jan 2025.




STAY UP TO DATE

GET Objective LATEST