OANDA vs Interactive Brokers: Forex Trading for US Citizens


staff writer • October 21, 2025

In the $7.5 trillion daily forex market of 2025, OANDA and Interactive Brokers (IBKR) stand as titans, each catering to distinct trader archetypes. OANDA, founded in 1996, prioritizes accessibility with its spread-only model and intuitive platforms, ideal for forex-focused retail traders. Interactive Brokers, established in 1978, dominates with its multi-asset ecosystem and advanced tools, appealing to institutional and high-volume pros.


OANDA Core Strengths

OANDA, the regulated forex exchange excels in forex with 68+ pairs, no minimum deposit, and MT4/MT5 integration. It's beginner-friendly, with full-time support and plugins for customization.


INTERACTIVE BROKERS Strengths

Interactive Brokers, publicly traded since 2007, spans 100+ forex pairs plus stocks, options, and crypto. Regulated by 9 Tier-1 entities it offers direct market accessand algorithmic trading, but its complexity suits pros. OANDA shines for simplicity; IBKR for depth, with 75% of Fortune 500 clients.


Interactive Brokers' Trader Workstation (TWS) is a powerhouse with 100+ order types, API access, and Python scripting, rated 4.3/5 for pros but 3.5/5 for novices due to its learning curve.


Verdict: OANDA for intuitive forex; IBKR for sophisticated multi-asset execution.


Fee Structures and Costs: Spreads, Commissions, and Hidden Charges of OANDA vs IBKR


OANDA's no-commission model uses spreads (0.6-1.2 pips on EUR/USD), with no inactivity fees and free withdrawals, but overnight financing adds 2.5% for longs.

Minimum deposit: $0.


Interactive Brokers charges $2/lot commissions (tiered to $0 for high volume), with 0.1-0.2 pip spreads, plus $10/month inactivity if under 100 shares.


Withdrawals are free first/month, then $10. IBKR's Pro tier saves 20% for actives, but OANDA's simplicity wins for low-volume traders (average cost 1.0 pip vs IBKR's 0.59).


Both avoid custody fees, but IBKR's global access costs more in forex (0.20 bps vs OANDA's 0). OANDA edges for casual forex; IBKR for volume discounters.


User Experience and Interface Design: Intuitive vs Advanced


OANDA's web and mobile platforms prioritize simplicity, with customizable dashboards and 80+ assets. This platform is great, but lacks IBKR's depth.


Interactive Brokers' TWS is feature-rich, real-time news, scanners, and algo builders, but its cluttered UI demands 20+ hours to master, per user reviews.


Mobile TWS is functional but lags OANDA's (4.5/5 vs 4.2/5 on App Store). OANDA suits beginners with 90% setup in minutes; IBKR empowers pros with DMA, but overwhelms newbies.


Customer Support and Resources of these Forex Trading Platforms


OANDA's 24/5 multilingual support via chat/phone/email scores 4.6/5 on Trustpilot, with robust education, Interactive Brokers offers 24/6 support, but phone waits average 10 minutes, rating 4.2/5.


IBKR's Traders' Academy provides advanced courses and APIs, ideal for quants, while OANDA's tutorials favor forex novices. OANDA wins for, IBKR for depth.


 For forex guides, visit Objectwire.org.


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  • What is the Physical AI Fellowship?

    A 6-8 week virtual accelerator for robotics startups, launched September 23, 2025, by MassRobotics, AWS, and NVIDIA inaugural announcement. 

  • Who are the key partners?

    AWS ($200K credits, GenAIIC support), NVIDIA (Isaac/Cosmos access), MassRobotics (ecosystem/network) program details. 


  • Which startups are in the inaugural cohort?

    8 firms: Bedrock Robotics, Blue Water Autonomy, Diligent Robotics, Generalist AI, RobCo, Tutor Intelligence, Wandercraft, Zordi cohort list. 

  • What benefits do fellows receive?

    Technical guidance, compute resources, GTM support, and showcases at re:Invent 2025 $200K AWS credits. 


    Supports $210B robotics growth by 2025, accelerating physical AI in healthcare/manufacturing 26% CAGR. 

By Jack Sterling December 9, 2025
Meta's Ai GPU Needs Meta Platforms, formerly known as Facebook, has been constantly pushing the boundaries of technology to enhance user experiences across its suite of applications, including Facebook, Instagram, WhatsApp, and Oculus. A critical aspect of this innovation is the deployment of artificial intelligence, which drives everything from content moderation to personalized user experiences. AI's role within Meta has grown exponentially, as it powers complex algorithms that handle massive amounts of data to make real-time decisions. With billions of users interacting daily, the demand for efficient, high-performance AI infrastructure is paramount. To meet these needs, Meta has traditionally relied on NVIDIA's GPUs, known for their robust performance in handling AI workloads. However, the rapid advancements in AI have necessitated even more specialized hardware solutions. These solutions must offer swift processing capabilities, scalability, and energy efficiency to support Meta's expansive AI operations across its platforms.  As AI models become more sophisticated, requiring extensive computation for deep learning and natural language processing, the need for cutting-edge infrastructure grows. This is where custom compute chips come into play. In this quest for superior AI infrastructure, Meta has been exploring alternative options that promise to deliver enhanced performance tailored to their unique AI requirements. A potential shift towards custom chips from Google's parent company, offering Tensor Processing Units (TPUs), represents a strategic consideration for future-proofing their AI capabilities. Current Meta Partnership With Nvidia Meta Platforms has maintained a crucial partnership with Nvidia, a leading figure in the field of graphics processing and AI computing. 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Transitioning to a new hardware architecture requires extensive modifications to software, potentially disrupting ongoing projects and necessitating considerable developer resources. Additionally, TPUs might require different frameworks or APIs, demanding retraining of staff and adaptation of current AI models to maximize efficiency. Though Google’s TPUs might offer cost advantages, the initial investment in new hardware, training, and possible downtime during transition can be substantial. Meta must conduct thorough cost-benefit analyses to ensure the financial viability of such a switch. Another consideration is vendor dependency. Relying on Google for critical hardware components might limit Meta’s flexibility and bargaining power, particularly if their relationship with Google changes over time.
By Conan Doyle December 9, 2025
Federal Push to Halt State AI Regulations As artificial intelligence reshapes industries from healthcare to hiring, states have accelerated regulatory efforts in recent months, introducing bills that mandate transparency, risk assessments, and consumer protections. A draft federal executive order, leaked on November 19, 2025, signals a direct challenge to these initiatives, directing agencies to identify and litigate against state laws deemed burdensome. This move, paused as of November 21 , reflects ongoing tensions in a landscape where 45 states considered AI-related legislation in 2025, per the National Conference of State Legislatures (NCSL) tracker. With federal guidance fragmented, lacking comprehensive national rules—states fill the void, but the proposed order could preempt them through lawsuits and funding threats, reshaping compliance for the $200 billion U.S. AI market projected for 2026. States Leading the Charge: Recent Bills and Their Aims In October and November 2025, state lawmakers advanced measures targeting AI's societal risks, focusing on bias mitigation, deepfake disclosures, and algorithmic accountability. California's Senate Bill 53, progressing through committee on October 15, requires high-risk AI systems in employment and lending to undergo annual audits for discrimination, with fines up to $10,000 per violation. New York's RAISE Act, reintroduced October 22, compels developers of generative AI models to publish safety protocols and report incidents causing harm, aiming to curb misuse in elections and media. Illinois's House Bill 5461, cleared October 28, mandates watermarking for AI-generated content to combat deepfakes, building on its 2023 biometric privacy law that has yielded $1.2 billion in settlements since 2015. These bills emphasize developer responsibility: Audits must document bias testing, with public reports due annually, potentially affecting 60 percent of U.S. AI deployments in regulated sectors like finance and healthcare. New York's RAISE Act: Disclosure Mandates Under Fire New York's RAISE Act exemplifies state-level scrutiny, requiring large AI firms to disclose training data sources and risk mitigation steps for models over 1 billion parameters. Introduced October 22, 2025, it faced immediate pushback, with a super PAC linked to tech interests spending $500,000 on ads by November 10 opposing its "innovation-killing" clauses. Proponents cite a 2025 Brookings Institution study showing undisclosed AI biases cost U.S. businesses $100 billion yearly in errors, from hiring disparities to faulty loan approvals. The bill's mechanism: Mandatory incident reporting within 72 hours for harms exceeding $50,000, with AG enforcement powers including civil penalties up to $5,000 per violation. As of November 24, it awaits assembly review, amid 15 similar disclosure bills in other states. Broader State Efforts: Moratoriums, Audits, and Deepfake Bans Beyond disclosures, states target specific harms. Colorado's AI Act, effective February 2026 but under federal scrutiny since October 30, requires impact assessments for high-risk AI in 15 sectors, with 2025 pilot audits uncovering 28 percent bias rates in public tools. Texas's Senate Bill 20, advanced November 5, bans deepfakes in elections 30 days prior to voting, with $1,000 fines per offense, addressing a 2025 rise in 200+ AI-generated attack ads nationwide. A November 17 House defense bill provision proposed a 10-year moratorium on state AI enforcement, but the Senate struck it on November 20 with near-unanimous support (98-2 vote), preserving state authority. Overall, 9.5 percent of 2025 AI bills passed, per Future of Privacy Forum data, focusing on audits (40 percent) and disclosures (35 percent). Federal Leverage AI laws' constitutionality, prioritizing those "burdening interstate commerce." This means developers face dual compliance: State audits now, potential federal overrides later. A 2025 IAPP survey shows 62 percent of firms already budgeting 15 percent more for multi-jurisdictional reviews. States' focus on audits and disclosures could slow AI deployment by 20 percent in regulated sectors, per McKinsey 2025 estimates, but also foster trust—65 percent of consumers favor such transparency, per Pew November polls. The federal pause buys time, but 40 states eyeing 2026 sessions signal escalation; Colorado's law alone prompted 25 compliance filings in Q4 2025.
By Jack Sterling December 9, 2025
Proof of Engagement vs. Proof of Authority: Blockchain Consensus Explained Simply Blockchain consensus mechanisms are the rules that decide how a network agrees on new transactions and blocks. Think of it as a group vote in a decentralized club: Everyone needs to agree the ledger is truthful, or chaos ensues. Bitcoin pioneered Proof of Work in 2009 , but energy concerns—Bitcoin consumes 150 TWh yearly, per Cambridge 2025 estimates, sparked alternatives. Today, 70 percent of blockchains use non-PoW models, per CoinGecko data. Two emerging contenders: Proof of Engagement (PoE) and Proof of Authority (PoA), each solving different problems in speed, trust, and user involvement. Proof of Authority (PoA): Trusted Guardians Run the Show Proof of Authority relies on pre-approved validators—known entities with reputation at stake—rather than anonymous miners. Introduced in 2017 by Ethereum co-founder Gavin Wood for Parity, PoA networks select 10-100 validators based on identity and track record. Validators stake their reputation: Misbehave, and the network blacklists them publicly. In simple terms: Imagine a private club where only vetted members (banks, corporations) can approve entries at the door. No energy-wasting puzzles—just trusted sign-offs. VeChain, a PoA leader with $2.5 billion market cap in 2025, uses 101 Authority Masternodes run by enterprises like PwC and DNV, processing 10,000+ transactions per second (TPS) at sub-cent costs. Energy footprint: Near zero compared to Proof of Work's 0.5 percent global electricity use.
By Max December 2, 2025
YouTube TV plans lower-cost sports bundles and ESPN Unlimited integration by end-2026, per Disney deal. Base plan at $83/month gains full ESPN access (no extra fee), amid 8M+ subscribers and 15% price hikes since 2020. Explore timelines, features, and market shifts.
Elon Musk wants to Shade the Sun With AI Satellites
By Bryce S November 29, 2025
concept: Solar Shading: Exploring Geoengineering's Reflective Strategies Defining Solar Shading in Climate Context Solar shading, a subset of solar geoengineering, seeks to reflect sunlight back into space to cool global temperatures. Techniques range from stratospheric aerosol injection—mimicking volcanic cooling effects that reduced global temperatures by 0.5 degrees for 1-2 years after Mount Pinatubo's 1991 eruption—to space-based reflectors. Elon Musk's Recent Proposals| AI-Driven Satellites For solar Shading In November 2025, discussions around AI-equipped satellites for sunlight management gained traction, with proposals for constellations of solar-powered units capable of dynamic shading. A fleet of 100 gigawatts worth of such satellites could theoretically adjust Earth's energy balance, as outlined in concepts shared on social platforms that month. These systems would use AI for real-time orientation, potentially reducing incoming solar radiation by 1-2 percent—enough to stabilize temperatures, per Carnegie Endowment analyses from July 2025. SpaceX's Starlink network, with over 6,000 satellites deployed by mid-2025, provides a blueprint for scalability, though adapting for reflectivity would require new materials engineering. The Science of Sun-Shading: From Volcanoes to Orbits Solar geoengineering draws from natural precedents, like volcanic eruptions releasing sulfur dioxide that reflects 10-20 percent more sunlight temporarily. Satellite-based methods position reflectors at Lagrange points for stable shading, potentially cooling the planet by 1 degree and saving 400,000 lives annually from heat-related causes, as modeled in a Georgia Tech study from December 2024. Identifying Risks of Sun Shading Critics point to uncertainties: Altering radiation could shift rainfall by 5-10 percent, impacting agriculture in regions like sub-Saharan Africa, per a 2025 Phys.org article. Geopolitical risks loom, with potential for conflicts over deployment, as warned in a CEPA analysis from November 2025 .
By Jack Sterling November 26, 2025
Stev Kicked Off Logan Paul's Podcast: Making An Official Return To YouTube A Dramatic Exit and a Long-Awaited Comeback In the fast-paced world of online influencers, where one viral clip can eclipse a thousand scripted ones, Stephen Deleonardis—SteveWillDoIt—recently turned heads with a podcast walkout that felt straight out of a reality TV script. On November 25, 2025, during episode 483 of Logan Paul's Impaulsive podcast, the NELK Boys co-founder abruptly exited less than 40 minutes in, citing frustrations that escalated into a heated confrontation. This incident, which garnered over 2 million views on YouTube within 24 hours and sparked more than 50,000 tiktok posts under related hashtags, unfolded just as Steve hyped his YouTube return after a three-year ban. So how much much money did SteveWillDoIt Really give away compared to mr beast As of November 2025, SteveWillDoIt has given away approximately $2.1–2.5 million across his entire career (2018–present), according to cross-referenced estimates from NetWorthSpot, SocialBlade video audits, and his own on-stream tallies. The bulk includes roughly $1.2 million in cash and luxury items from 2019–2021 (Lamborghinis, Rolexes, six-figure fan drops), another $600,000 during his 2022–2025 Kick era (weekly viewer giveaways averaging $50K–$100K per major stream), and a recent $20,000 Compton cash drop plus the upcoming $1 million subscriber-milestone pledge that could push him past $3 million by early 2026. His net worth sits around $5–6 million, meaning giveaways represent roughly 35–40 % of everything he’s ever earned. MrBeast, by contrast, has distributed $92.5 million+ in direct cash and goods since 2018, per GiveawayListing’s exhaustive audit and Beast Philanthropy’s public filings. That figure excludes indirect impact like the 42 million meals (valued at ~$300 million) or the $65 million+ raised through Team Trees/Team Seas. In 2025 alone he’s already cleared $45 million between the $5 million Beast Games prize pool, a $40 million water-well campaign, and a single 15-hour charity stream that netted $12 million. From Fan Backlash to Influencer Firestorms Steve Will Do It and Logan Paul represent two sides of the YouTube coin: one a stunt-driven provocateur, the other a polished entertainer turned WWE star. Steve, born in 1999, rose through NELK Boys pranks and giveaways, peaking with videos like his 2021 "Destroying $100,000 of Weed" that racked up 15 million views. Logan, with 23.6 million subscribers as of November 2025, built his empire from Vine skits to boxing bouts, including a 2018 controversy over a Tokyo forest video that cost him 500,000 subscribers overnight but later rebounded with 2.5 million gained in 2024 alone. Their intersections date back to 2019 collaborations, such as joint streams drawing 1.8 million concurrent viewers on Twitch proxies, blending Steve's chaos with Logan's charisma. Data from HypeAuditor shows their combined audience reaches 28 million unique users, with 42% overlap in 18-24-year-old demographics. Yet, tensions simmered: Steve's 2022 YouTube ban stemmed from "severe violations" tied to gambling ads, a policy enforced on 1,200 channels that year, per YouTube's transparency report. Logan, meanwhile, navigated his own bans, returning stronger—his Impaulsive podcast alone logs 150 million monthly downloads across platforms. This backdrop of mutual reinvention set the stage for their latest clash, where old alliances met fresh ambitions. A Podcast Meltdown Over MrBeast and Boundaries What started as a promotional chat for Steve's December 24, 2025, YouTube relaunch devolved into a 44-minute episode that Impaulsive hosts Logan Paul and Mike Majlak later described as "unnecessarily chaotic." At the 30-minute mark, Steve accused MrBeast ( Jimmy Donaldson ) of being "fake" and "ghosting" him during his ban, claiming the philanthropist, whose channel boasts 320 million subscribers and $854 million in 2024 earnings, offered no help despite prior outreach. Logan defended MrBeast, noting Steve's ban resulted from self-promoted gambling links, a violation affecting 15% of flagged creator content in 2022 per YouTube stats. Tensions peaked when Steve used a racial slur three times—bleeped in the edit—and interrupted repeatedly, prompting Logan to say, "You've reached a line... chill a little bit," before escorting him out. Post-exit, Logan remarked, "If we weren’t on this podcast, I would’ve slapped him," a clip viewed 3.2 million times on X. Majlak later revealed editing out 20 minutes where Steve "drank heavily," protecting the guest amid what he called "nonsensical" rants. Steve Will Do It's Surprise Return to YouTube Banned since August 1, 2022, for "severe violations" involving gambling promotions, a policy that zapped 2,300 channels that year, Steve's reinstatement by January 1, 2026, with the "Convict Kitchen" series.

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